Summary of Benefits Package – FY 2015-2016 (effective 10/1/15)
(NOTE: Contract employees need to refer to their contract regarding benefits as the below listed benefits apply to regular full-time nonunion employees and may be the same, similar, or not provided to contract employees.)
The City provides a comprehensive benefits package for all regular full-time employees. Regular part-time employees may be eligible for specific City-paid benefits and intermittent employees may have access to voluntary benefits (check with HRD). Our benefits include but are not limited to the following:
- The City of Deltona pays 100% of employee medical (core HMO plan) and Dental. Vision insurance may be purchased by the employee. In addition, the City pays 50% of dependent coverage for health insurance (but not for dental).
- Medical Insurance (United Healthcare) – 10/1/15-12/31/16 - We offer three choices:
- Core Plan - limited to in-network benefits only. $500 deductible then plan pays 80%. Maximum out-of-pocket is $2,500 for single coverage. However, this option offers dependent coverage at lower premiums than the other plans.
- HMO Alternate Plan limited to in-network benefits only. $500 deductible, then plan pays 100%. Maximum out-of-pocket is $1250 for single coverage.
- POS Plan- plan that allows the option of going out of network. Out of network benefits will subject you to higher out of pocket expenses. The City contributes to the premiums for this plan, but not 100%.
All plans include:
- Low deductible
- Low cost Co-payments for Physician Visits
- Prescription Drug Coverage
- Open access to Specialists
- Dental Insurance (United Healthcare) – Coverage includes payment based on reasonable and customary charges with the employee responsibility varying based on service(s) received. Employees have the option of staying within the network, or going out of network.
- Vision Insurance (United Healthcare) – Basic coverage for annual eye exam. Voluntary plan offers an allowance for prescription lenses or contact lenses every twelve (12) months.
- Pre-Tax Premium Cafeteria Plan – Allows medical, dental, and vision insurance premiums to be deducted from your paycheck before taxes are calculated; this results in less taxes taken from your paycheck and more take home pay.
- Flexible Spending Account (FSA) – All regular appointment and grant-funded employees are eligible to voluntarily set up a pre-tax FSA account in order to receive reimbursement for eligible medical expenses incurred during "the current fiscal year". Also, as an added benefit, all regular full-time employees will have $250 placed into their FSA by the City for their use this fiscal year; this amount will be prorated for new full-time employees who begin employment after the beginning of the fiscal year.
- Life Insurance – Paid 100% by the City. A full-time employee is covered by an amount equal to 1½ times your basic annual salary, to a maximum of $150,000. There are also Accidental Death and Dismemberment benefits and a “seat belt rider” that doubles the benefit under certain circumstances.
- Short-term disability – Paid 100% by the City. Full-time employees will receive 66 2/3% of their pay ($1,300. maximum per week) for up to 22 weeks of disability following a 30 day elimination period, under the short-term disability plan.
- Retirement Plan – The City participates in the Florida Retirement System (FRS). Employees are required to contribute 3% of their salary. Employees will have the option of choosing the pension program or the investment plan through FRS. The Department of Management Services monitors Florida's local government pension plans for actuarially sound funding under Part VII of Chapter 112, Florida Statutes. An actuarial summary fact sheet is available from the department's website for each local government pension plan that it monitors. For more information Click Here.
- Deferred Compensation – Two voluntary 457 plans are available through ICMA-RC and Nationwide Retirement Systems. Deferred compensation allows you to save money on a pre-tax basis for your retirement and lowers your tax liability. Deferrals are subject to the limits set by the IRS. Roth IRA option is available through ICMA-RC.
- ICMA-RC Loan Option
- Vacation – Full-time staff earn from 40 to 200 hours of vacation each year based on years of continuous service. Maximum accrual is 400 hours. Senior Management benefit from a higher accrual rate at their start.
- Sick Leave Accruals – Full-time staff accrue 96 hours of sick leave per year. Sick leave may be used for medical appointments and family related care. Maximum accrual is 480 hours.
- Paid Holidays – Eleven holidays are observed each year: New Year’s Day, Martin Luther King, Jr. Day, Good Friday, Memorial Day, Independence Day, Labor Day, Veteran’s Day, Thanksgiving & Thanksgiving Friday, Christmas Eve and Christmas Day.
- Employee Assistance Program (EAP) – The EAP program is totally confidential and provides assistance to employees with problems that may be affecting job performance or creating stress in their lives.
- Other Insurance – The City has partnered with Aflac to provide additional voluntary benefits to employees such as Cancer and Accident policies, and Flexible Spending Accounts. Minnesota Life offfers suppemental life insurance policies and Assurant offers a voluntary long- term disability policy
- Payroll Deductions – Employees may authorize payroll deductions for United Way or AFLAC policies.
- Bereavement Leave -- Three to Five days authorized admin time off is available.
- Worker’s Compensation Insurance – Salary continuation for work-related injuries at no cost to the employee.
- Family Medical Leave (FMLA) – Up to twelve weeks authorized unpaid leave, or paid if accrued time available.
- Job Related Training/Seminars – 100% paid by the City as approved by the City Manager (when funds are budgeted and available).
- Employee Recognition Program – For exceptional job performance; the City maintains a "Nice Job" recognition program and an "Employee of the Quarter" program.
- Direct Deposit – Available to employees at no cost.
Additional Benefits for FY 2015-2016:
- Birthday Day Off – the City authorizes an administrative day off on the employee’s birthday or a day in the month of the employee's birthday.
- Well Days - The City authorizes one (1) administrative day off for no sick leave use in a 6 month period starting October 1, through March 31, and again one (1) administrative day off for no sick leave use for the period from April 1, through September 30. The administrative day must be taken within the following month in which it is earned, i.e., in April or in October respectively.